Unfortunately this sometimes is your only option. We are not attorneys and do not give legal advice but if you need to consider this option then email us at Bankruptcy@ShastaForclosureGuy.com and we will supply you with free information and contacts for good Bankruptcy Attorneys in our area.
Realize that once you file a Bankruptcy, most lenders are not willing to renegotiate loans or work with short sales. While Bankruptcy may have many benefits that can help your situation, be prepared to have a difficult time with your lender.
